Guaranteed issue means no medical exam, no health questions, and
acceptance is guaranteed between the ages of 50 – 85.
Premiums will never go up. Your premiums are set from the beginning and are
guaranteed never to increase for the life of the policy.
Chronic & Terminal illness coverage included.An accelerated death benefit
based on eligibility comes with your policy riders,1
and are included at no extra cost.
Tax free benefits.Under current federal law, the policy death benefit is not
subject to federal income tax
Apply and be approved in minutes with four simple steps:
Visit with
your GIWL
representative
Let them help
you apply for
coverage
Select your
coverage
amount
You’re
approved2
Take a few minutes
now to help give
your family peace
of mind!
The application is short and the process is quick. The policy can be easily tailored to
your personal needs and budget. And protection for your loved ones is guaranteed.
The application is short and the process is quick. The policy can be easily tailored to your personal needs and budget. And protection for your loved ones is guaranteed.
All riders are not available in all states: Chronic Illness and Terminal Illness ABRs not available in CA; Chronic Illness ABR not available in DC
No insurance will take effect until a policy is delivered to the insured and the full first premium due is paid.