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Guaranteed Issue Whole Life Insurance (GIWL)

Guaranteed issue means no medical exam, no health questions, and acceptance is guaranteed between the ages of 50 – 85.

Premiums will never go up. Your premiums are set from the beginning and are guaranteed never to increase for the life of the policy.

Chronic & Terminal illness coverage included.An accelerated death benefit based on eligibility comes with your policy riders,1 and are included at no extra cost.

Tax free benefits.Under current federal law, the policy death benefit is not subject to federal income tax

twin benefit

Apply and be approved in minutes with four simple steps:

Visit with your GIWL representative

Let them help you apply for coverage

Select your coverage amount

You’re approved2

Take a few minutes now to help give your family peace of mind!

The application is short and the process is quick. The policy can be easily tailored to your personal needs and budget. And protection for your loved ones is guaranteed.

For more information contact:

Twin Benefits & Financial 630.660.9326 b.winston@twinbenefits.com

The application is short and the process is quick. The policy can be easily tailored to
your personal needs and budget. And protection for your loved ones is guaranteed.

  1.  All riders are not available in all states: Chronic Illness and Terminal Illness ABRs not available in CA; Chronic Illness ABR not available in DC
  2.  No insurance will take effect until a policy is delivered to the insured and the full first premium due is paid.

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