ASSET PROTECTION AND WEALTH PRESERVATION
ASSET PROTECTION & WEALTH PRESERVATION
Legacy and Wealth preservation
You have worked a lifetime to build your family’s legacy and wealth. Protecting and preserving that is the most important goal we can help you achieve. We want to help you make certain that your family’s future is protected, by helping you leave a greater legacy. It is our goal to help you pass on your estate to the rightful parties you designate, through a sound plan that protects you and your family while potentially minimizing taxes. Our clients can enjoy maximum wealth protection and legacy enhancement through our sound and unbiased objective advice. You will be able to enjoy a simple, time-saving, and effortless experience working with our firm
Annuities May Be a Smart Fit for Your Investment Planning
Are you worried about outliving your income? That’s a risk that you may be able to do something about. When you invest in an annuity, you set the stage to receive income in the future, subject to the terms, conditions and or limitations of the insurance contract.
WHAT TYPE OF ANNUITY COULD FIT INTO YOUR INVESTMENT PLAN?
Whether your needs are immediate or long-term, you can choose the type of annuity whose features work for your situation:
Variable – With a variable annuity, you choose investments and earn returns based on how those investments perform. You can choose investments that offer different levels of risk and potential growth, depending on your investment goals and tolerance for risk.
Immediate – An immediate annuity is usually purchased with a lump-sum and guaranteed income starts almost immediately. Your investment converts into a guaranteed stream of income that is irrevocable once payments begin. In some situations, funds can be accessed, but some restrictions apply.
Fixed – With fixed annuities, the principal investment and earnings are both guaranteed and fixed payments are made for the term of the contract.
Fixed Indexed – This special class of annuities yields returns on contributions based on a specified equity-based index, such as the S&P 500.
A fixed indexed annuity offers returns based on the changes in a securities index, such as the S&P 500
Composite Stock Price Index. Indexed annuity contracts also offer a specified minimum which the contract value will not fall below, regardless of index performance. After a period of time, the insurance company will make payments to you under the terms of your contract.
A fixed indexed annuity is not a stock market investment and does not directly participate in any stock or equity investment.
